Verified by 5 federal agencies · No spin

Should you actually buy this house?

Audit flood, wildfire, hurricane, seismic, and extreme heat exposure for any US address in 60 seconds — from public federal data, not listing-portal spin.

Free · 3 secFederal data · FEMA · NOAA · USGS · USDA · EPA

Operational Framework

From address lookup to risk analysis in 60s

Three steps. No spreadsheet, no logins, no waiting on a salesperson.

1

Enter any US address

Residential, commercial, or undeveloped land — all 50 states and 3,000+ counties are covered. No account required to start.

2

We aggregate 5 federal datasets

FEMA flood zones, NOAA storm history, USGS seismic maps, USDA wildfire layers, and EPA air quality — fused into a single composite score.

3

Get a plain-English action plan

A clear buy / negotiate / walk-away recommendation backed by 30-year projections, insurance cost estimates, and editorial analyst notes.

Premium Asset-Class Deliverable

What's inside the 12-page climate brief

  • Five-hazard breakdown: flood, fire, hurricane, earthquake, heat
  • 30-year projection models from FEMA & NOAA
  • Estimated insurance premium range by hazard
  • Comparable lower-risk neighborhoods within 25 miles
  • Buy / negotiate / walk-away recommendation
  • ZIP-code level breakdown across representative areas
  • Editorial intelligence summary with data citations

Competitive Matrix

Risk Before Buy vs. generic platform feeds

A point-by-point comparison of what you actually get from each source.

Analytical Parameter
Portal Tabs
Risk Before Buy
Multi-hazard scoring (5 hazards)
30-year climate projections
Insurance cost estimates
Buy / negotiate / walk-away signal
Comparable lower-risk neighborhoods
Federal raw data citations
Partial
Editorial risk intelligence notes
ZIP-level neighborhood breakdown
Partial

Why trust us

Built on openness and accountability

Open data, open methodology

Every dataset we pull and every normalization step we apply is documented publicly. You can audit what goes into your score.

No insurance kickbacks

We do not sell data to insurers and we do not accept payments to alter scores. Editorial sign-off is independent.

Refreshed quarterly

Federal sources are pulled on a 90-day cadence with retrieval timestamps stamped on every report.

Frequently asked questions