Contract contingencies built for climate risk
State-specific and hazard-specific addendum templates for U.S. residential purchase agreements. Download the PDF after email verification — no spam, ever.
Browse templates
Find the right clause for your transaction
Filter by state, hazard, or template category. Every template is written in legal-style language and should be reviewed by a licensed real estate attorney before use.
Florida Flood & Hurricane Insurance Contingency Addendum
Preview legal-style contingency language for florida flood & hurricane insurance contingency addendum.
California Wildfire & Earthquake Insurance Contingency Addendum
Preview legal-style contingency language for california wildfire & earthquake insurance contingency addendum.
Texas Hurricane, Tornado & Windstorm Insurance Contingency Addendum
Preview legal-style contingency language for texas hurricane, tornado & windstorm insurance contingency addendum.
Louisiana Hurricane & Flood Insurance Contingency Addendum
Preview legal-style contingency language for louisiana hurricane & flood insurance contingency addendum.
North Carolina Hurricane & Flood Insurance Contingency Addendum
Preview legal-style contingency language for north carolina hurricane & flood insurance contingency addendum.
South Carolina Hurricane & Flood Insurance Contingency Addendum
Preview legal-style contingency language for south carolina hurricane & flood insurance contingency addendum.
FEMA Flood Zone Property Insurance Contingency Addendum
Preview legal-style contingency language for fema flood zone property insurance contingency addendum.
Wildfire & WUI Zone Property Insurance Contingency Addendum
Preview legal-style contingency language for wildfire & wui zone property insurance contingency addendum.
Hurricane & Windstorm Property Insurance Contingency Addendum
Preview legal-style contingency language for hurricane & windstorm property insurance contingency addendum.
Earthquake & Seismic Risk Property Insurance Contingency Addendum
Preview legal-style contingency language for earthquake & seismic risk property insurance contingency addendum.
Extreme Heat & Climate Resilience Property Contingency Addendum
Preview legal-style contingency language for extreme heat & climate resilience property contingency addendum.
FEMA Flood Map Revision Contingency Clause
Preview legal-style contingency language for fema flood map revision contingency clause.
Maximum Sustainable Insurance Premium Cap Clause
Preview legal-style contingency language for maximum sustainable insurance premium cap clause.
Comprehensive Climate Risk Buyer Protection Addendum
Preview legal-style contingency language for comprehensive climate risk buyer protection addendum.
Not sure which template you need?
Start with a free address-level climate risk snapshot. It shows your flood, wildfire, hurricane, heat, and earthquake exposure in 60 seconds.