City Library
Explore climate risk by city
Browse the current city index to compare market-level hazard exposure, insurance pressure, and editorial risk context before checking a specific address. Most profiled metros rank above the national median because the library intentionally includes coastal, wildfire-prone, and earthquake-prone markets — run an address lookup for parcel-specific risk.
186 cities indexed·Use these pages for metro-level orientation before an address-specific lookup.
GA
Albany
Georgia
Top 17% most at-risk nationally
NRI
hurricanefloodearthquake
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NY
Albany
New York
Top 15% most at-risk nationally
NRI
floodhurricaneearthquake
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LA
Alexandria
Louisiana
Top 16% most at-risk nationally
NRI
heathurricaneflood
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VA
Alexandria
Virginia
Above the national median (top 26% most at-risk)
NRI
heatfloodearthquake
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TX
Amarillo
Texas
Top 10% most at-risk nationally
NRI
wildfireearthquakeheat
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CA
Anaheim
California
Top 5% most at-risk nationally
NRI
earthquakefloodwildfire
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TX
Arlington
Texas
Top 5% most at-risk nationally
NRI
heatfloodwildfire
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NC
Asheville
North Carolina
Top 15% most at-risk nationally
NRI
floodearthquakewildfire
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OR
Ashland
Oregon
Top 10% most at-risk nationally
NRI
wildfireearthquakeheat
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GA
Athens
Georgia
Above the national median (top 33% most at-risk)
NRI
earthquakeheathurricane
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GA
Atlanta
Georgia
Top 5% most at-risk nationally
NRI
floodearthquakeheat
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NJ
Atlantic City
New Jersey
Top 10% most at-risk nationally
NRI
hurricanefloodwildfire
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GA
Augusta
Georgia
Top 15% most at-risk nationally
NRI
heatearthquakehurricane
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CO
Aurora
Colorado
Top 10% most at-risk nationally
NRI
floodearthquakewildfire
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IL
Aurora
Illinois
Top 5% most at-risk nationally
NRI
floodheatearthquake
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TX
Austin
Texas
Top 5% most at-risk nationally
NRI
heatfloodwildfire
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CA
Bakersfield
California
Top 5% most at-risk nationally
NRI
wildfireearthquakeheat
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LA
Baton Rouge
Louisiana
Top 5% most at-risk nationally
NRI
hurricaneheatflood
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TX
Beaumont
Texas
Top 5% most at-risk nationally
NRI
hurricaneheatwildfire
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WA
Bellingham
Washington
Top 10% most at-risk nationally
NRI
earthquakefloodheat
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OR
Bend
Oregon
Top 15% most at-risk nationally
NRI
wildfirefloodearthquake
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MS
Biloxi
Mississippi
Top 5% most at-risk nationally
NRI
hurricaneheatwildfire
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AL
Birmingham
Alabama
Top 5% most at-risk nationally
NRI
heatfloodearthquake
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FL
Boca Raton
Florida
Top 5% most at-risk nationally
NRI
hurricanefloodheat
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CO
Boulder
Colorado
Top 10% most at-risk nationally
NRI
wildfirefloodearthquake
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OK
Broken Arrow
Oklahoma
Top 5% most at-risk nationally
NRI
heatfloodwildfire
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TX
Brownsville
Texas
Top 5% most at-risk nationally
NRI
hurricaneheatflood
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GA
Brunswick
Georgia
Top 16% most at-risk nationally
NRI
hurricanewildfireflood
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NY
Buffalo
New York
Top 5% most at-risk nationally
NRI
floodheatearthquake
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FL
Cape Coral
Florida
Top 5% most at-risk nationally
NRI
hurricanefloodwildfire
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AZ
Chandler
Arizona
Top 5% most at-risk nationally
NRI
heatfloodwildfire
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SC
Charleston
South Carolina
Top 5% most at-risk nationally
NRI
hurricanefloodearthquake
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NC
Charlotte
North Carolina
Top 5% most at-risk nationally
NRI
floodheatearthquake
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TN
Chattanooga
Tennessee
Top 10% most at-risk nationally
NRI
earthquakefloodheat
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VA
Chesapeake
Virginia
Top 19% most at-risk nationally
NRI
hurricaneheatflood
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IL
Chicago
Illinois
Top 5% most at-risk nationally
NRI
heatfloodearthquake
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CA
Chico
California
Top 10% most at-risk nationally
NRI
wildfireearthquakeflood
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TN
Clarksville
Tennessee
Top 15% most at-risk nationally
NRI
earthquakeheatflood
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FL
Clearwater
Florida
Top 5% most at-risk nationally
NRI
hurricanefloodheat
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CO
Colorado Springs
Colorado
Top 10% most at-risk nationally
NRI
wildfirefloodheat
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MO
Columbia
Missouri
Top 15% most at-risk nationally
NRI
heatfloodearthquake
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SC
Columbia
South Carolina
Top 10% most at-risk nationally
NRI
heatfloodhurricane
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GA
Columbus
Georgia
Top 18% most at-risk nationally
NRI
heatfloodearthquake
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TX
Corpus Christi
Texas
Top 5% most at-risk nationally
NRI
hurricaneheatflood
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TX
Dallas
Texas
Top 5% most at-risk nationally
NRI
heatfloodearthquake
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FL
Daytona Beach
Florida
Top 5% most at-risk nationally
NRI
hurricanewildfireflood
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CO
Denver
Colorado
Top 5% most at-risk nationally
NRI
floodearthquakeheat
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CO
Durango
Colorado
Above the national median (top 25% most at-risk)
NRI
wildfirefloodearthquake
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NC
Durham
North Carolina
Top 10% most at-risk nationally
NRI
heatfloodhurricane
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OK
Edmond
Oklahoma
Top 5% most at-risk nationally
NRI
heatfloodearthquake
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TX
El Paso
Texas
Top 5% most at-risk nationally
NRI
heatfloodearthquake
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OR
Eugene
Oregon
Top 5% most at-risk nationally
NRI
earthquakefloodheat
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NC
Fayetteville
North Carolina
Top 15% most at-risk nationally
NRI
hurricaneheatflood
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AZ
Flagstaff
Arizona
Top 10% most at-risk nationally
NRI
wildfirefloodearthquake
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SC
Florence
South Carolina
Top 10% most at-risk nationally
NRI
hurricaneearthquakeheat
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CO
Fort Collins
Colorado
Top 10% most at-risk nationally
NRI
wildfirefloodearthquake
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FL
Fort Lauderdale
Florida
Top 5% most at-risk nationally
NRI
hurricaneheatflood
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FL
Fort Myers
Florida
Top 5% most at-risk nationally
NRI
hurricanefloodwildfire
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TX
Fort Worth
Texas
Top 5% most at-risk nationally
NRI
heatfloodwildfire
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CA
Fresno
California
Top 5% most at-risk nationally
NRI
earthquakefloodheat
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TX
Frisco
Texas
Top 5% most at-risk nationally
NRI
heatfloodearthquake
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FL
Gainesville
Florida
Top 10% most at-risk nationally
NRI
hurricanewildfireflood
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TX
Galveston
Texas
Top 5% most at-risk nationally
NRI
hurricaneheatflood
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AZ
Gilbert
Arizona
Top 5% most at-risk nationally
NRI
heatfloodwildfire
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CO
Grand Junction
Colorado
Above the national median (top 25% most at-risk)
NRI
wildfireearthquakeflood
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NC
Greensboro
North Carolina
Top 10% most at-risk nationally
NRI
floodhurricaneearthquake
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SC
Greenville
South Carolina
Top 10% most at-risk nationally
NRI
floodearthquakehurricane
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MS
Gulfport
Mississippi
Top 5% most at-risk nationally
NRI
hurricaneheatwildfire
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MS
Hattiesburg
Mississippi
Above the national median (top 22% most at-risk)
NRI
hurricaneheatwildfire
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NY
Hempstead
New York
Top 5% most at-risk nationally
NRI
floodearthquakeheat
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NV
Henderson
Nevada
Top 5% most at-risk nationally
NRI
heatfloodearthquake
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SC
Hilton Head Island
South Carolina
Top 5% most at-risk nationally
NRI
hurricaneearthquakeflood
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NJ
Hoboken
New Jersey
Top 5% most at-risk nationally
NRI
heatfloodearthquake
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LA
Houma
Louisiana
Top 10% most at-risk nationally
NRI
hurricaneheatflood
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TX
Houston
Texas
Top 5% most at-risk nationally
NRI
hurricaneheatflood
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AL
Huntsville
Alabama
Top 5% most at-risk nationally
NRI
floodearthquakeheat
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CA
Irvine
California
Top 5% most at-risk nationally
NRI
earthquakefloodwildfire
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TX
Irving
Texas
Top 5% most at-risk nationally
NRI
heatfloodearthquake
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MS
Jackson
Mississippi
Top 10% most at-risk nationally
NRI
heatfloodearthquake
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FL
Jacksonville
Florida
Top 5% most at-risk nationally
NRI
hurricanefloodheat
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NC
Jacksonville
North Carolina
Top 5% most at-risk nationally
NRI
hurricaneheatwildfire
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NJ
Jersey City
New Jersey
Top 5% most at-risk nationally
NRI
heatfloodearthquake
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TN
Johnson City
Tennessee
Above the national median (top 39% most at-risk)
NRI
earthquakefloodhurricane
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MO
Joplin
Missouri
Top 15% most at-risk nationally
NRI
heatfloodearthquake
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MO
Kansas City
Missouri
Top 5% most at-risk nationally
NRI
heatfloodearthquake
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FL
Key West
Florida
Top 10% most at-risk nationally
NRI
floodhurricaneheat
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NC
Kill Devil Hills
North Carolina
Top 10% most at-risk nationally
NRI
hurricanefloodwildfire
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TX
Killeen
Texas
Top 10% most at-risk nationally
NRI
heatwildfireflood
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TN
Knoxville
Tennessee
Top 10% most at-risk nationally
NRI
earthquakefloodheat
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LA
Lafayette
Louisiana
Top 5% most at-risk nationally
NRI
hurricaneheatflood
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LA
Lake Charles
Louisiana
Top 5% most at-risk nationally
NRI
hurricanefloodwildfire
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FL
Lakeland
Florida
Top 5% most at-risk nationally
NRI
hurricanewildfireflood
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TX
Laredo
Texas
Top 15% most at-risk nationally
NRI
heatfloodhurricane
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NV
Las Vegas
Nevada
Top 5% most at-risk nationally
NRI
heatfloodearthquake
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CA
Long Beach
California
Top 5% most at-risk nationally
NRI
earthquakefloodwildfire
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CA
Los Angeles
California
Top 5% most at-risk nationally
NRI
earthquakefloodwildfire
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TX
Lubbock
Texas
Top 5% most at-risk nationally
NRI
floodwildfireheat
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GA
Macon
Georgia
Above the national median (top 22% most at-risk)
NRI
heathurricaneflood
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GA
Marietta
Georgia
Top 10% most at-risk nationally
NRI
floodearthquakeheat
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TX
McAllen
Texas
Top 5% most at-risk nationally
NRI
hurricaneheatflood
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TX
McKinney
Texas
Top 5% most at-risk nationally
NRI
heatfloodearthquake
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OR
Medford
Oregon
Top 10% most at-risk nationally
NRI
wildfireearthquakeheat
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TN
Memphis
Tennessee
Top 5% most at-risk nationally
NRI
earthquakeheatflood
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MS
Meridian
Mississippi
Top 15% most at-risk nationally
NRI
heathurricaneearthquake
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AZ
Mesa
Arizona
Top 5% most at-risk nationally
NRI
heatfloodwildfire
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FL
Miami
Florida
Top 5% most at-risk nationally
NRI
hurricanefloodheat
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FL
Miami Beach
Florida
Top 5% most at-risk nationally
NRI
hurricanefloodheat
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TX
Midland
Texas
Top 19% most at-risk nationally
NRI
wildfirefloodheat
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AL
Mobile
Alabama
Top 5% most at-risk nationally
NRI
hurricaneheatflood
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CA
Modesto
California
Top 5% most at-risk nationally
NRI
earthquakeheatflood
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AL
Montgomery
Alabama
Top 10% most at-risk nationally
NRI
heatfloodearthquake
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SC
Myrtle Beach
South Carolina
Top 5% most at-risk nationally
NRI
hurricaneearthquakeheat
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CA
Napa
California
Top 5% most at-risk nationally
NRI
earthquakefloodwildfire
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IL
Naperville
Illinois
Top 5% most at-risk nationally
NRI
floodearthquakeheat
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FL
Naples
Florida
Top 5% most at-risk nationally
NRI
hurricanefloodwildfire
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TN
Nashville
Tennessee
Top 5% most at-risk nationally
NRI
earthquakefloodheat
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LA
New Orleans
Louisiana
Top 5% most at-risk nationally
NRI
hurricaneheatflood
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NY
New York City
New York
Top 5% most at-risk nationally
NRI
heatfloodhurricane
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NJ
Newark
New Jersey
Top 5% most at-risk nationally
NRI
heatfloodearthquake
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VA
Newport News
Virginia
Above the national median (top 28% most at-risk)
NRI
hurricaneheatearthquake
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VA
Norfolk
Virginia
Top 19% most at-risk nationally
NRI
hurricaneheatflood
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OK
Norman
Oklahoma
Top 10% most at-risk nationally
NRI
heatfloodearthquake
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SC
North Charleston
South Carolina
Top 5% most at-risk nationally
NRI
hurricanefloodearthquake
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NV
North Las Vegas
Nevada
Top 5% most at-risk nationally
NRI
heatfloodearthquake
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CA
Oakland
California
Top 5% most at-risk nationally
NRI
earthquakefloodheat
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FL
Ocala
Florida
Top 5% most at-risk nationally
NRI
hurricanewildfireflood
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OK
Oklahoma City
Oklahoma
Top 5% most at-risk nationally
NRI
heatfloodearthquake
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WA
Olympia
Washington
Top 10% most at-risk nationally
NRI
earthquakeheatflood
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FL
Orlando
Florida
Top 5% most at-risk nationally
NRI
hurricanefloodwildfire
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FL
Palm Bay
Florida
Top 5% most at-risk nationally
NRI
hurricanewildfireflood
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FL
Panama City
Florida
Top 10% most at-risk nationally
NRI
hurricaneheatflood
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CA
Paradise
California
Top 10% most at-risk nationally
NRI
wildfireearthquakeflood
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NJ
Paterson
New Jersey
Top 5% most at-risk nationally
NRI
floodheatearthquake
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FL
Pensacola
Florida
Top 5% most at-risk nationally
NRI
hurricaneheatflood
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IL
Peoria
Illinois
Top 10% most at-risk nationally
NRI
heatfloodearthquake
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AZ
Phoenix
Arizona
Top 5% most at-risk nationally
NRI
heatfloodwildfire
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TX
Plano
Texas
Top 5% most at-risk nationally
NRI
heatfloodearthquake
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FL
Port St. Lucie
Florida
Top 5% most at-risk nationally
NRI
hurricanefloodwildfire
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OR
Portland
Oregon
Top 5% most at-risk nationally
NRI
earthquakeheatflood
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CO
Pueblo
Colorado
Top 17% most at-risk nationally
NRI
wildfirefloodearthquake
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NC
Raleigh
North Carolina
Top 5% most at-risk nationally
NRI
floodheathurricane
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CA
Redding
California
Top 10% most at-risk nationally
NRI
wildfireearthquakeflood
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NV
Reno
Nevada
Top 5% most at-risk nationally
NRI
earthquakewildfireflood
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VA
Richmond
Virginia
Above the national median (top 22% most at-risk)
NRI
earthquakeheatflood
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CA
Riverside
California
Top 5% most at-risk nationally
NRI
earthquakefloodwildfire
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NY
Rochester
New York
Top 10% most at-risk nationally
NRI
floodheatearthquake
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IL
Rockford
Illinois
Top 10% most at-risk nationally
NRI
floodheatearthquake
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CA
Sacramento
California
Top 5% most at-risk nationally
NRI
earthquakefloodheat
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OR
Salem
Oregon
Top 5% most at-risk nationally
NRI
earthquakeheatflood
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TX
San Antonio
Texas
Top 5% most at-risk nationally
NRI
floodheatwildfire
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CA
San Bernardino
California
Top 5% most at-risk nationally
NRI
earthquakefloodwildfire
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CA
San Diego
California
Top 5% most at-risk nationally
NRI
earthquakefloodwildfire
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CA
San Francisco
California
Top 5% most at-risk nationally
NRI
earthquakefloodheat
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CA
San Jose
California
Top 5% most at-risk nationally
NRI
earthquakefloodheat
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CA
Santa Barbara
California
Top 5% most at-risk nationally
NRI
earthquakefloodwildfire
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CA
Santa Rosa
California
Top 5% most at-risk nationally
NRI
earthquakefloodwildfire
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FL
Sarasota
Florida
Top 5% most at-risk nationally
NRI
hurricanefloodwildfire
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GA
Savannah
Georgia
Top 5% most at-risk nationally
NRI
hurricanefloodheat
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AZ
Scottsdale
Arizona
Top 5% most at-risk nationally
NRI
heatfloodwildfire
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WA
Seattle
Washington
Top 5% most at-risk nationally
NRI
earthquakefloodheat
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LA
Shreveport
Louisiana
Top 10% most at-risk nationally
NRI
heatfloodearthquake
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NV
Sparks
Nevada
Top 5% most at-risk nationally
NRI
earthquakewildfireflood
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WA
Spokane
Washington
Top 10% most at-risk nationally
NRI
wildfireheatflood
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MO
Springfield
Missouri
Top 10% most at-risk nationally
NRI
heatearthquakeflood
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MO
St. Louis
Missouri
Top 5% most at-risk nationally
NRI
heatearthquakeflood
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FL
St. Petersburg
Florida
Top 5% most at-risk nationally
NRI
hurricanefloodheat
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CA
Stockton
California
Top 5% most at-risk nationally
NRI
earthquakefloodheat
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NY
Syracuse
New York
Top 10% most at-risk nationally
NRI
floodheatearthquake
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WA
Tacoma
Washington
Top 5% most at-risk nationally
NRI
earthquakeheatflood
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FL
Tallahassee
Florida
Top 10% most at-risk nationally
NRI
hurricaneheatflood
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FL
Tampa
Florida
Top 5% most at-risk nationally
NRI
hurricanefloodheat
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AZ
Tempe
Arizona
Top 5% most at-risk nationally
NRI
heatfloodwildfire
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NJ
Trenton
New Jersey
Top 5% most at-risk nationally
NRI
floodheathurricane
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AZ
Tucson
Arizona
Top 5% most at-risk nationally
NRI
heatfloodwildfire
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OK
Tulsa
Oklahoma
Top 5% most at-risk nationally
NRI
heatfloodwildfire
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AL
Tuscaloosa
Alabama
Top 10% most at-risk nationally
NRI
heatearthquakeflood
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TX
Tyler
Texas
Top 16% most at-risk nationally
NRI
heatfloodwildfire
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GA
Valdosta
Georgia
Above the national median (top 27% most at-risk)
NRI
hurricaneheatwildfire
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CA
Ventura
California
Top 5% most at-risk nationally
NRI
earthquakewildfireflood
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VA
Virginia Beach
Virginia
Around the national median
NRI
heathurricaneearthquake
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TX
Waco
Texas
Top 10% most at-risk nationally
NRI
heatwildfireflood
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FL
West Palm Beach
Florida
Top 5% most at-risk nationally
NRI
hurricanefloodheat
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NY
White Plains
New York
Top 5% most at-risk nationally
NRI
floodheatearthquake
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NC
Wilmington
North Carolina
Top 5% most at-risk nationally
NRI
hurricanefloodheat
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NC
Winston-Salem
North Carolina
Top 10% most at-risk nationally
NRI
floodearthquakehurricane
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NY
Yonkers
New York
Top 5% most at-risk nationally
NRI
floodheatearthquake
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