// HOA FIDUCIARY COMPLIANCE TOOL

HOA Special Assessment Auditor

Underwrite your condominium purchase contingencies. Run a real-time risk simulation of special assessments and mandatory budget increases based on localized reserve funding status, statutory engineering studies, and master insurance deductible models.

// INITIAL DIAGNOSTIC STAGE

HOA RISK DIAGNOSTIC FORM

Evaluate community risk by selecting parameters derived from the association's latest financial disclosure or Resale Certificate.

Q1. HOA RESERVE FUNDING LEVELWEIGHT: 50%

What is the current funding level of the Association's reserves as indicated in the reserve study?

Q2. MASTER POLICY DEDUCTIBLE TYPEWEIGHT: 30%

How are deductibles structured for wind, hurricane, or hazard losses under the HOA's master policy?

Q3. STATUTORY RESERVE STUDY STATUSWEIGHT: 20%

What is the execution age and compliance status of the association's formal engineering reserve study?

DOC_REF: HOA_RESALE_CERT_AUDIT_V4.2DATE: JUN 2026

ASSOCIATION RESALE CERTIFICATE & FINANCIAL REPORT

ASSOCIATION: Pinecrest Heights Condos

UNITS COUNT: 60 Units

YEARLY BUDGET: $302,400.00

MONTHLY DUES: $420.00 / Unit

Reserve Accounts Summary (Q1)UNCHECKED

$195,500 (Awaiting user selection...)

// Awaiting Reserve Funding level input to verify audit line item status.

Master Policy Insurance Details (Q2)UNCHECKED

Awaiting user selection...

// Awaiting Master Policy Insurance Deductible type input to check exposure.

Statutory Reserve Study Compliance (Q3)UNCHECKED

Awaiting user selection...

// Awaiting statutory reserve study verification input to audit compliance.

// STATIC AUDITED ENTRIES

Operating Account Balance:$24,850.00

Special Assessment History (3 Yrs):$0.00

Pending Litigation:NONE REPORTED

// DIAGNOSTIC SCOREBOARD

SPECIAL ASSESSMENT PROBABILITY:

0% (AWAITING INPUT)

Q1 Funding: Pending

Q2 Deductible: Pending

Q3 Engineering: Pending

Fiduciary & Professional Disclaimer: This tool provides an automated, programmatic diagnostic framework based entirely on user-reported parameters and broad statistical real estate trends. RiskBeforeBuy.com does not directly audit, review, or verify official Resale Certificates, HOA meeting minutes, or structural engineering reports for any specific Common Interest Development (CID). The output generated does not constitute formal legal counsel, CPA-certified financial auditing, or licensed fiduciary advice. Users are strictly advised to retain a qualified real estate attorney or a specialized CPA to review the full Resale Package and association balance sheets prior to removal of contingencies or closing of escrow.