Research

Data briefs you can cite

Empirical studies built from federal datasets and our buyer tools — not how-to guides. Each brief publishes a transparent method, a primary table, and links to the calculators and ZIP pages behind the numbers.

Published briefs

Live studies with reproducible tables. Learn remains the home for evergreen buyer education.

Published · 2026-09-04 · 12 min

The Florida Year-Two Escrow Cliff: How Save Our Homes Resets Inflate Monthly Payments Across Six Metro Counties

A transparent six-county model of year-2 escrow shortage and monthly payment shock after Florida’s Save Our Homes assessment reset — built with the same formula as our escrow calculator.

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On the roadmap

Next briefs from our September research plan — Gulf flood bands, Atlanta disclosure ZIPs, residual-market purchasing power.

Planned · target 2026-09-18
Gulf Coast Flood Insurance Reality Check: NFIP Premium Bands Across Biloxi, Gulfport, Galveston, and New Orleans
Cross-city flood insurance cost bands under Risk Rating 2.0 — planned brief tying elevation and zone context to our flood cost hubs.
Planned · target 2026-10-02
Atlanta’s Outer-Ring Flood Blindspot: Risk Score Disconnects Across Douglas and Gwinnett ZIPs
Planned brief on high-impression Georgia ZIP pages and Georgia’s strengthened flood disclosure rules.
Planned · target 2026-10-16
The Unseen Interest Rate: How Residual Market Surcharges Erode Homebuyer Purchasing Power
Planned macro brief modeling Citizens / FAIR Plan premium pressure as an effective rate bump on DTI.

Looking for how-to guides instead? Buyer Learn covers FEMA zones, insurance diligence, and pre-offer checklists.