Data briefs you can cite
Empirical studies built from federal datasets and our buyer tools — not how-to guides. Each brief publishes a transparent method, a primary table, and links to the calculators and ZIP pages behind the numbers.
Published briefs
Live studies with reproducible tables. Learn remains the home for evergreen buyer education.
Published · 2026-09-04 · 12 min
The Florida Year-Two Escrow Cliff: How Save Our Homes Resets Inflate Monthly Payments Across Six Metro Counties
A transparent six-county model of year-2 escrow shortage and monthly payment shock after Florida’s Save Our Homes assessment reset — built with the same formula as our escrow calculator.
Read briefPublished · 2026-09-18 · 11 min
Gulf Coast Flood Insurance Reality Check: NFIP Premium Bands Across Biloxi, Gulfport, Galveston, and New Orleans
A transparent four-city comparison of directional NFIP mid premiums and Zone X / AE / VE educational bands for Biloxi, Gulfport, Galveston, and New Orleans — built with the same flood-market estimate engine as our city flood hubs.
Read briefPublished · 2026-10-02 · 10 min
Atlanta’s Outer-Ring Flood Blindspot: Risk Scores Across Douglas and Gwinnett ZIPs After HB 618 Died
Six outer-ring ZIP counties still sit at the 70th–97th NRI flood percentile — while Georgia exited 2026 without a dedicated flood-history seller disclosure statute.
Read briefPublished · 2026-10-16 · 11 min
The Unseen Interest Rate: How Residual Market Surcharges Erode Homebuyer Purchasing Power
At a $120k income and a 28% PITI cap, residual-market mids cut max purchase price by about $12,000–$53,000 versus a $2,400 HO-3 floor — up to roughly 150 basis points of equivalent mortgage rate in Florida.
Read briefOn the roadmap
The September research queue is published. Later briefs will follow Search Console gaps.
The first four briefs are published. New studies will be scheduled from Search Console gaps, not a fixed backlog.
Looking for how-to guides instead? Buyer Learn covers FEMA zones, insurance diligence, and pre-offer checklists.