Wildfire & WUI Zone Property Insurance Contingency Addendum
Universal wildfire and WUI zone contingency clause template. Covers FAIR Plan eligibility, defensible space requirements, and fire-resistant construction standards.
WILDFIRE & WUI ZONE PROPERTY INSURANCE CONTINGENCY ADDENDUM
PURPOSE
This template specifically addresses wildfire risk, including Wildland-Urban Interface (WUI) zone designations, Fire Hazard Severity Zones, FAIR Plan dependence, defensible space compliance, and fire-resistant construction requirements.
Key protections
- Focused wildfire risk due diligence period
- Insurance premium cap with earnest money protection
- Hazard zone reclassification contingency
- Seller disclosure obligations for prior wildfire-related damage
What's inside
- 1Purpose and Scope
- 2Hazard-Specific Due Diligence Period
- 3Insurance Premium Contingency
- 4Hazard Zone Reclassification Contingency
- 5Limitations and Disclaimers
- 6Execution
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Frequently asked questions
Educational template only
This template is provided for educational and drafting purposes. It is not legal advice. Always have a licensed real estate attorney in your jurisdiction review and customize any contract language before using it in a transaction.
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