North Carolina Hurricane & Flood Insurance Contingency Addendum
Free North Carolina flood and hurricane contingency clause for Form 2-T contracts. Address coastal flood zones, inland riverine flooding, and NC Beach Plan coverage.
CLIMATE & NATURAL HAZARD RISK CONTINGENCY ADDENDUM
ADDENDUM TO North Carolina Bar Association / NCAR Standard Form 2-T (Offer to Purchase) NORTH CAROLINA RESIDENTIAL PURCHASE AGREEMENT
SECTION 1: PURPOSE AND SCOPE
Key protections
- North Carolina-specific due diligence period for climate and insurance review
- Insurance premium cap with earnest money protection
- North Carolina Insurance Underwriting Association (NC Beach Plan / NC FAIR Plan) eligibility disclosure requirements
- Hazard zone reclassification contingency
- Seller disclosure obligations for prior damage and mitigation
What's inside
- 1Purpose and Scope
- 2Climate & Insurance Due Diligence Period
- 3Insurance Premium Contingency
- 4Hazard Zone Reclassification Contingency
- 5NORTH CAROLINA-SPECIFIC PROVISIONS
- 6Limitations and Disclaimers
- 7Execution
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Frequently asked questions
Educational template only
This template is provided for educational and drafting purposes. It is not legal advice. Always have a licensed real estate attorney in your jurisdiction review and customize any contract language before using it in a transaction.
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