Texas Hurricane, Tornado & Windstorm Insurance Contingency Addendum
Free Texas-specific windstorm, hurricane, and tornado contingency clause for TREC contracts. Address TWIA coverage, hail deductibles, and coastal insurance gaps.
CLIMATE & NATURAL HAZARD RISK CONTINGENCY ADDENDUM
ADDENDUM TO TREC (Texas Real Estate Commission) Standard Contract TEXAS RESIDENTIAL PURCHASE AGREEMENT
SECTION 1: PURPOSE AND SCOPE
Key protections
- Texas-specific due diligence period for climate and insurance review
- Insurance premium cap with earnest money protection
- Texas Windstorm Insurance Association (TWIA) or Texas FAIR Plan Association eligibility disclosure requirements
- Hazard zone reclassification contingency
- Seller disclosure obligations for prior damage and mitigation
What's inside
- 1Purpose and Scope
- 2Climate & Insurance Due Diligence Period
- 3Insurance Premium Contingency
- 4Hazard Zone Reclassification Contingency
- 5Texas-Specific PROVISIONS
- 6Limitations and Disclaimers
- 7Execution
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Frequently asked questions
Educational template only
This template is provided for educational and drafting purposes. It is not legal advice. Always have a licensed real estate attorney in your jurisdiction review and customize any contract language before using it in a transaction.
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